I am a private pay, out-of-network (OON) provider, which means that I’m not in-network with any insurance companies nor EAP programs, and payment is due after each session.

• You will be asked to provide payment information before our intake.
• You will be automatically billed after each session.

Private Pay Benefits:

There are a number of benefits to using Private Pay rather than insurance, including:

• Freedom and flexibility to:
• Find that right fit for therapy
• Treatment plan: type of therapy and length are up to you and your therapist, not the insurance company
• Use virtual therapy as needed without limitations from insurance
• Continue seeing the same therapist, even if/when your insurance changes
• Confidentiality
• your notes stay between you and your therapist, not the insurance company

Out-Of-Network (OON) Reimbursement

• Monthly superbills can be provided at your request and reimbursement is determined solely by your insurance provider and specific policy.
• Please contact your insurance provider to find out specific details about your OON policy. A few questions to help guide you:
• Do I have OON benefits for psychotherapy provided by an LMCHA? At what cost or percentage is the coverage?
• Do I need to meet a deductible prior to receiving OON benefits? If so, what is that deductible amount?
• Are there any restictions on the types of therapy that will be reimbursed? (telehealth, length, intervention type)
• Do my OON benefits require a referral from an In Network provider?